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Aurora Credit Union Privacy Policy
Contracts with service providers or joint marketing agreements entered into before July 1, 2000 will be rewritten to include the privacy clause noted above by July 1, 2002 in accordance with NCUA Section 716.18. Third party contracts with service providers or joint marketing agreements entered into on or after July 1, 2000 will be rewritten by July 1, 2001 in accordance with NCUA Section 713.13(a). As a business practice, Aurora Credit Union will incorporate a confidentiality clause into all new third party contracts to require all third parties to use non-public personal information for the express purpose for which the information is shared and expressly prohibit the disclosure and reuse of nonpublic personal information to any and all other third parties. In accordance with NCUA Regulation 716, Aurora Credit Union identified all third party relationships, information shared with third parties and classified their relationship to the Credit Union using CUNA's relationship codes. (See attached Aurora Credit Union Privacy Inventory). This information will be updated as necessary. As of March 31, 2001, Aurora Credit Union will provide all existing members with a copy of its Privacy Notice and Disclosure via the March 2001 quarterly statement mailing. As of April 1, 2001, all new members will receive a Privacy Notice and Disclosure in addition to the Truth in Savings Disclosure and Membership and Account Agreement. Listed below is the information as printed in the Privacy Notice and Disclosure: Aurora Credit Union Privacy Notice and DisclosureAurora Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union's privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union. If after reading this notice you have questions, please contact us at: 1-888-530-9555 or write to: Aurora Credit Union Information we collect about youWe collect nonpublic personal information about you from the following sources:
We may disclose all of the information we collect, as described above, as permitted by law. Parties who receive information from usWe may disclose nonpublic personal information about you to the following types of third parties:
Disclosure of information to parties that provide services to usIn order for us to conduct the business of the credit union, we may disclose all of the information we collect, as described above, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements so that we may provide members competitive products and services. We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records. To protect our member's privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the information we provide to other third parties. Disclosure of information about former membersIf you terminate your membership with Aurora Credit Union, we will not share information we have collected about you, except as permitted or required by law. How we protect your informationWe restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Adopted at Board of Directors meeting, March 21, 2001, revised April 30, 2003. COPPA disclaimer | Web link disclaimer
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Aurora
Credit Union, a member owned financial institution, is committed to
providing members with competitive products and services to meet their
financial needs and help them reach their goals. We are equally committed to
protecting the privacy of our members. Under federal law, we are required to
give our members a privacy notice that describes our privacy policy and
practices concerning the personal information we collect and disclose about
our members. It also includes information about the parties who receive
personal and sometimes nonpublic information from us as we conduct the
business of the credit union. 